Cost of living in Chelmsford

In Chelmsford, United States, a family of four typically needs around $6436 per month including rent. A single person may spend about $2545 monthly.

How expensive is Chelmsford compared to other cities?

Chelmsford is 78% more expensive overall versus the European benchmark.

How does Chelmsford compare to your city?

Chelmsford is 37% cheaper than New York City, without rent.

Rent in Chelmsford is, on average, 37% lower than in New York City.

What drives the cost of living in Chelmsford?

Who is Chelmsford a good fit for?

Chelmsford is most realistic when moving with a strong job offer or relocation package. Without high income, the housing-driven price level can be difficult to sustain.

FAQ

Why is Chelmsford so expensive?

The high cost of living in Chelmsford is primarily driven by rent and utilities, which significantly impact monthly expenses.

Is food expensive in Chelmsford?

Yes, food prices in Chelmsford are 40% higher compared to the European benchmark.

Is public transport affordable in Chelmsford?

Public transport is relatively affordable, being 26% lower than the European benchmark.

Cost of living breakdown

Cost of Living, one person, including rent
2545 $
Without Rent
900 $
Rent & Utilities
1645 $
Food
668 $
Transport
55 $
Monthly Salary, after tax
4426 $
GDP per Capita
81,695 $
Freedom Index
8.39
Lifespan
77 years
Speak English
96%
Population
36.4K

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Update Prices

Restaurants

Lunch menu, inexpensive restaurant 23 $
Dinner 99.5 $
Fast food, McDonalds or KFC 11.1 $
Beer, 0.5 L or 16 fl oz 6.24 $
Capuccino 4.83 $
Coke, 330ml 2.68 $

Compare Chelmsford with:

Markets

Milk, 1 L or 1 qt 1.08 $
Bread, 0.5 kg or 1 lb 3.1 $
Rice, 1 kg or 2 lb 3.88 $
Eggs, 12 pack 4.08 $
Cheese, 1 kg or 2 lb 12.1 $
Chicken Breast, 1 kg or 2 lb 10.1 $
Round Steak, 1 kg or 2 lb 19.4 $
Apples, 1 kg or 2 lb 4.92 $
Banana, 1 kg or 2 lb 1.54 $
Oranges, 1 kg or 2 lb 5.34 $
Tomato, 1 kg or 2 lb 5.61 $
Potato, 1 kg or 2.2 lb 3.74 $
Onion, 1 kg or 2.2 lb 3.23 $
Water, 1 L or 1 qt 1.47 $
Coca-Cola / Pepsi, 2 L or 67.6 fl oz 2.27 $
Wine, 750 mL bottle 13.7 $
Beer, 0.5 L or 16 fl oz 1.9 $
Cigarette pack 11.2 $

Transportation

One-way Ticket 1.71 $
Monthly Pass 63.7 $
Gas or Petrol, 1l or 0.26 gal 0.92 $
Taxi, 8 km 16.6 $

Personal Care

Doctor Visit, private clinic 160 $
Cold medicine, for 1 week 7.97 $
Hair Shampoo, 400 ml or 12 oz. 5.73 $
Toilet paper, 4 rolls 4.13 $
Toothpaste, 1 tube 1.93 $

Utilities per Month

1 person, electricity, heating, water & garbage 144 $
Family of 4, electricity, heating, water & garbage 220 $
Internet plan, +60 Mbps 62.4 $

Rent per Month

1 Bedroom Apartment, outside of center, 40 sq.m 1,400 $
3 Bedroom Apartment, outside of center, 85 sq.m 2,988 $
1 Bedroom Apartment, in city center, 40 sq.m 1,591 $
3 Bedroom Apartment, in city center, 85 sq.m 3,373 $

Buy Apartment Price

Price per Square Meter to Buy Apartment, in city center 3,901 $
Price per Square Meter to Buy House, in suburbs 4,471 $

Salaries and Financing

Average Monthly Net Salary, after tax 4,426 $
Mortgage Interest Rate, for 20 years fixed-rate 6.54%

Sports and Leisure

Fitness Club, Monthly Fee for 1 Adult 46.3 $
Cinema, 1 seat 14.4 $
Haircut 18.3 $

Clothing and Shoes

Brand Sneakers, mid-range, Nike or similar 84.6 $
Brand Jeans, Levis 501 52.5 $

Childcare

Preschool, full day, monthly for 1 child 1,483 $
International Primary School, yearly for 1 child 23,525 $

Compare Chelmsford with other top cities

Cayman Islands
Chelmsford vs George Town (George Town is 43% more expensive)
Bahamas
Chelmsford vs Nassau (Nassau is 8% more expensive) Chelmsford vs Freeport (Freeport is 14% less expensive)
Vanuatu
Chelmsford vs Port Vila (Port Vila is 8% less expensive) Chelmsford vs Luganville (Luganville is 20% more expensive)
United States
Chelmsford vs New York City (New York City is 59% more expensive) Chelmsford vs Los Angeles (Los Angeles is 25% more expensive) Chelmsford vs Chicago (Chicago is 5% more expensive) Chelmsford vs Houston (Houston is 12% less expensive) Chelmsford vs Phoenix (Phoenix is 7% less expensive) Chelmsford vs Philadelphia (Philadelphia is 0% less expensive) Chelmsford vs San Antonio (San Antonio is 14% less expensive) Chelmsford vs San Diego (San Diego is 31% more expensive) Chelmsford vs Dallas (Dallas is 0% more expensive) Chelmsford vs San Jose (San Jose is 44% more expensive)
Canada
Chelmsford vs Toronto (Toronto is 1% more expensive) Chelmsford vs Montreal (Montreal is 23% less expensive) Chelmsford vs Calgary (Calgary is 16% less expensive) Chelmsford vs Ottawa (Ottawa is 12% less expensive) Chelmsford vs Edmonton (Edmonton is 30% less expensive) Chelmsford vs Winnipeg (Winnipeg is 31% less expensive) Chelmsford vs Mississauga (Mississauga is 3% less expensive) Chelmsford vs Vancouver (Vancouver is 4% more expensive) Chelmsford vs Brampton (Brampton is 16% less expensive) Chelmsford vs Hamilton (Hamilton is 15% less expensive)
Barbados
Chelmsford vs Bridgetown (Bridgetown is 47% less expensive) Chelmsford vs Holetown (Holetown is 45% less expensive)
Panama
Chelmsford vs Panama City (Panama City is 46% less expensive) Chelmsford vs Colon (Colon is 54% less expensive) Chelmsford vs Tocumen (Tocumen is 52% less expensive) Chelmsford vs Santiago de Veraguas (Santiago de Veraguas is 59% less expensive) Chelmsford vs David (David is 67% less expensive) Chelmsford vs La Chorrera (La Chorrera is 63% less expensive) Chelmsford vs Balboa (Balboa is 51% less expensive) Chelmsford vs Pacora (Pacora is 51% less expensive) Chelmsford vs Chitre (Chitre is 57% less expensive) Chelmsford vs Penonome (Penonome is 57% less expensive)
Saint Kitts And Nevis
Chelmsford vs Basseterre (Basseterre is 51% less expensive) Chelmsford vs Cayon (Cayon is 51% less expensive)
Cuba
Chelmsford vs Havana (Havana is 60% less expensive) Chelmsford vs Santiago de Cuba (Santiago de Cuba is 44% less expensive) Chelmsford vs Holguin (Holguin is 50% less expensive) Chelmsford vs Camaguey (Camaguey is 40% less expensive) Chelmsford vs Santa Clara (Santa Clara is 59% less expensive) Chelmsford vs Bayamo (Bayamo is 54% less expensive) Chelmsford vs Guantanamo (Guantanamo is 39% less expensive) Chelmsford vs Las Tunas (Las Tunas is 39% less expensive) Chelmsford vs Pinar del Rio (Pinar del Rio is 57% less expensive) Chelmsford vs Cienfuegos (Cienfuegos is 66% less expensive)
Costa Rica
Chelmsford vs San Jose (San Jose is 51% less expensive) Chelmsford vs Limon (Limon is 53% less expensive) Chelmsford vs Liberia (Liberia is 65% less expensive) Chelmsford vs Alajuela (Alajuela is 52% less expensive) Chelmsford vs Puntarenas (Puntarenas is 50% less expensive) Chelmsford vs Cartago (Cartago is 62% less expensive) Chelmsford vs Heredia (Heredia is 51% less expensive) Chelmsford vs Tamarindo (Tamarindo is 34% less expensive) Chelmsford vs Santa Teresa (Santa Teresa is 49% less expensive)
Saint Lucia
Chelmsford vs Castries (Castries is 54% less expensive) Chelmsford vs Vieux Fort (Vieux Fort is 53% less expensive)
Jamaica
Chelmsford vs Kingston (Kingston is 48% less expensive) Chelmsford vs Spanish Town (Spanish Town is 69% less expensive) Chelmsford vs Montego Bay (Montego Bay is 60% less expensive) Chelmsford vs Half Way Tree (Half Way Tree is 54% less expensive) Chelmsford vs May Pen (May Pen is 68% less expensive) Chelmsford vs Mandeville (Mandeville is 62% less expensive) Chelmsford vs Old Harbour (Old Harbour is 67% less expensive) Chelmsford vs Linstead (Linstead is 59% less expensive) Chelmsford vs Savanna-la-Mar (Savanna-la-Mar is 56% less expensive) Chelmsford vs Port Antonio (Port Antonio is 55% less expensive)
El Salvador
Chelmsford vs San Salvador (San Salvador is 53% less expensive) Chelmsford vs Santa Ana (Santa Ana is 72% less expensive) Chelmsford vs Soyapango (Soyapango is 54% less expensive) Chelmsford vs San Miguel (San Miguel is 58% less expensive) Chelmsford vs Mejicanos (Mejicanos is 54% less expensive) Chelmsford vs Apopa (Apopa is 55% less expensive) Chelmsford vs Santa Tecla (Santa Tecla is 53% less expensive) Chelmsford vs Ahuachapan (Ahuachapan is 43% less expensive) Chelmsford vs Usulutan (Usulutan is 57% less expensive) Chelmsford vs Sonsonate (Sonsonate is 65% less expensive)
Antigua And Barbuda
Chelmsford vs St. John's (St. John's is 57% less expensive) Chelmsford vs All Saints (All Saints is 58% less expensive)
Grenada
Chelmsford vs St. George's (St. George's is 58% less expensive) Chelmsford vs Grenville (Grenville is 58% less expensive)
Dominica
Chelmsford vs Roseau (Roseau is 61% less expensive) Chelmsford vs Portsmouth (Portsmouth is 55% less expensive)
Saint Vincent
Chelmsford vs Kingstown (Kingstown is 61% less expensive) Chelmsford vs Georgetown (Georgetown is 61% less expensive)
Belize
Chelmsford vs Belize City (Belize City is 66% less expensive) Chelmsford vs San Ignacio (San Ignacio is 57% less expensive) Chelmsford vs Belmopan (Belmopan is 71% less expensive) Chelmsford vs San Pedro Town (San Pedro Town is 48% less expensive) Chelmsford vs Caye Caulker (Caye Caulker is 38% less expensive)
Guatemala
Chelmsford vs Guatemala City (Guatemala City is 61% less expensive) Chelmsford vs Mixco (Mixco is 75% less expensive) Chelmsford vs Coban (Coban is 64% less expensive) Chelmsford vs Quetzaltenango (Quetzaltenango is 69% less expensive) Chelmsford vs Jalapa (Jalapa is 64% less expensive) Chelmsford vs San Miguel Petapa (San Miguel Petapa is 65% less expensive) Chelmsford vs Momostenango (Momostenango is 66% less expensive) Chelmsford vs Mazatenango (Mazatenango is 66% less expensive) Chelmsford vs Flores (Flores is 66% less expensive) Chelmsford vs Panajachel (Panajachel is 69% less expensive)
Honduras
Chelmsford vs Tegucigalpa (Tegucigalpa is 67% less expensive) Chelmsford vs San Pedro Sula (San Pedro Sula is 59% less expensive) Chelmsford vs Choloma (Choloma is 76% less expensive) Chelmsford vs La Ceiba (La Ceiba is 74% less expensive) Chelmsford vs El Progreso (El Progreso is 65% less expensive) Chelmsford vs Villanueva (Villanueva is 66% less expensive) Chelmsford vs Comayagua (Comayagua is 72% less expensive) Chelmsford vs Puerto Cortes (Puerto Cortes is 72% less expensive) Chelmsford vs Yoro (Yoro is 71% less expensive) Chelmsford vs La Lima (La Lima is 66% less expensive)
Dominican Republic
Chelmsford vs Santiago de los Caballeros (Santiago de los Caballeros is 69% less expensive) Chelmsford vs Santo Domingo (Santo Domingo is 59% less expensive) Chelmsford vs Puerto Plata (Puerto Plata is 70% less expensive) Chelmsford vs Higuey (Higuey is 70% less expensive) Chelmsford vs La Vega (La Vega is 77% less expensive) Chelmsford vs San Cristobal (San Cristobal is 67% less expensive) Chelmsford vs San Pedro de Macoris (San Pedro de Macoris is 71% less expensive) Chelmsford vs San Francisco de Macoris (San Francisco de Macoris is 79% less expensive) Chelmsford vs San Juan de la Maguana (San Juan de la Maguana is 75% less expensive) Chelmsford vs Bonao (Bonao is 79% less expensive)
Nicaragua
Chelmsford vs Managua (Managua is 70% less expensive) Chelmsford vs Leon (Leon is 75% less expensive) Chelmsford vs Masaya (Masaya is 72% less expensive) Chelmsford vs Matagalpa (Matagalpa is 78% less expensive) Chelmsford vs Chinandega (Chinandega is 75% less expensive) Chelmsford vs Esteli (Esteli is 77% less expensive) Chelmsford vs Granada (Granada is 73% less expensive) Chelmsford vs Jinotega (Jinotega is 82% less expensive) Chelmsford vs Juigalpa (Juigalpa is 74% less expensive) Chelmsford vs San Juan del Sur (San Juan del Sur is 65% less expensive)