Cost of living in Waterloo

In Waterloo, United States, a family of four typically needs around $3737 per month including rent. A single person may spend about $1448 monthly.

How expensive is Waterloo compared to other cities?

Compared to the European benchmark, Waterloo is 1% more expensive overall.

How does Waterloo compare to your city?

Waterloo is 6% cheaper than Columbus, without rent.

Rent in Waterloo is, on average, 41% lower than in Columbus.

What drives the cost of living in Waterloo?

Who is Waterloo a good fit for?

Waterloo tends to fit higher-income residents who can comfortably absorb housing costs. It can be challenging on a moderate budget, mainly due to rent and utilities.

FAQ

Why is Waterloo so expensive?

The primary driver of costs in Waterloo is rent and utilities, which are notably higher than in many other areas. This can impact overall affordability for residents.

Is food expensive in Waterloo?

Food costs in Waterloo are on par with the European benchmark, showing no increase. This makes dining options relatively accessible.

Is public transport affordable in Waterloo?

Public transport in Waterloo is significantly more affordable, being 39% lower than the European benchmark. This can be a cost-effective option for residents.

Cost of living breakdown

Cost of Living, one person, including rent
1448 $
Without Rent
640 $
Rent & Utilities
808 $
Food
478 $
Transport
45 $
Monthly Salary, after tax
3294 $
GDP per Capita
81,695 $
Freedom Index
8.39
Lifespan
77 years
Speak English
96%
Population
67.3K

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Update Prices

Restaurants

Lunch menu, inexpensive restaurant 15.4 $
Dinner 66.9 $
Fast food, McDonalds or KFC 10 $
Beer, 0.5 L or 16 fl oz 6.02 $
Capuccino 5.08 $
Coke, 330ml 2.28 $

Compare Waterloo with:

Markets

Milk, 1 L or 1 qt 1.06 $
Bread, 0.5 kg or 1 lb 1.63 $
Rice, 1 kg or 2 lb 1.68 $
Eggs, 12 pack 2.91 $
Cheese, 1 kg or 2 lb 11.7 $
Chicken Breast, 1 kg or 2 lb 6.53 $
Round Steak, 1 kg or 2 lb 12.7 $
Apples, 1 kg or 2 lb 3.77 $
Banana, 1 kg or 2 lb 1.17 $
Oranges, 1 kg or 2 lb 3.25 $
Tomato, 1 kg or 2 lb 4.35 $
Potato, 1 kg or 2.2 lb 1.14 $
Onion, 1 kg or 2.2 lb 2.14 $
Water, 1 L or 1 qt 1.04 $
Coca-Cola / Pepsi, 2 L or 67.6 fl oz 1.83 $
Wine, 750 mL bottle 12.5 $
Beer, 0.5 L or 16 fl oz 1.74 $
Cigarette pack 8.05 $

Transportation

One-way Ticket 1.9 $
Monthly Pass 36.7 $
Gas or Petrol, 1l or 0.26 gal 0.8 $
Taxi, 8 km 16.3 $

Personal Care

Doctor Visit, private clinic 74.6 $
Cold medicine, for 1 week 6.64 $
Hair Shampoo, 400 ml or 12 oz. 4.55 $
Toilet paper, 4 rolls 2.81 $
Toothpaste, 1 tube 1.53 $

Utilities per Month

1 person, electricity, heating, water & garbage 122 $
Family of 4, electricity, heating, water & garbage 187 $
Internet plan, +60 Mbps 59.5 $

Rent per Month

1 Bedroom Apartment, outside of center, 40 sq.m 672 $
3 Bedroom Apartment, outside of center, 85 sq.m 857 $
1 Bedroom Apartment, in city center, 40 sq.m 448 $
3 Bedroom Apartment, in city center, 85 sq.m 1,991 $

Buy Apartment Price

Price per Square Meter to Buy Apartment, in city center 2,115 $
Price per Square Meter to Buy House, in suburbs 1,992 $

Salaries and Financing

Average Monthly Net Salary, after tax 3,294 $
Mortgage Interest Rate, for 20 years fixed-rate 6.48%

Sports and Leisure

Fitness Club, Monthly Fee for 1 Adult 25.8 $
Cinema, 1 seat 15 $
Haircut 13.9 $

Clothing and Shoes

Brand Sneakers, mid-range, Nike or similar 59.1 $
Brand Jeans, Levis 501 41.1 $

Childcare

Preschool, full day, monthly for 1 child 1,459 $
International Primary School, yearly for 1 child 29,959 $

Compare Waterloo with other top cities

Cayman Islands
Waterloo vs George Town (George Town is 152% more expensive)
Bahamas
Waterloo vs Nassau (Nassau is 90% more expensive) Waterloo vs Freeport (Freeport is 52% more expensive)
Vanuatu
Waterloo vs Port Vila (Port Vila is 62% more expensive) Waterloo vs Luganville (Luganville is 111% more expensive)
United States
Waterloo vs New York City (New York City is 180% more expensive) Waterloo vs Los Angeles (Los Angeles is 120% more expensive) Waterloo vs Chicago (Chicago is 84% more expensive) Waterloo vs Houston (Houston is 55% more expensive) Waterloo vs Phoenix (Phoenix is 64% more expensive) Waterloo vs Philadelphia (Philadelphia is 75% more expensive) Waterloo vs San Antonio (San Antonio is 52% more expensive) Waterloo vs San Diego (San Diego is 131% more expensive) Waterloo vs Dallas (Dallas is 76% more expensive) Waterloo vs San Jose (San Jose is 154% more expensive)
Canada
Waterloo vs Toronto (Toronto is 78% more expensive) Waterloo vs Montreal (Montreal is 35% more expensive) Waterloo vs Calgary (Calgary is 48% more expensive) Waterloo vs Ottawa (Ottawa is 54% more expensive) Waterloo vs Edmonton (Edmonton is 23% more expensive) Waterloo vs Winnipeg (Winnipeg is 21% more expensive) Waterloo vs Mississauga (Mississauga is 71% more expensive) Waterloo vs Vancouver (Vancouver is 83% more expensive) Waterloo vs Brampton (Brampton is 47% more expensive) Waterloo vs Hamilton (Hamilton is 49% more expensive)
Barbados
Waterloo vs Bridgetown (Bridgetown is 6% less expensive) Waterloo vs Holetown (Holetown is 4% less expensive)
Panama
Waterloo vs Panama City (Panama City is 4% less expensive) Waterloo vs Colon (Colon is 18% less expensive) Waterloo vs Tocumen (Tocumen is 15% less expensive) Waterloo vs Santiago de Veraguas (Santiago de Veraguas is 27% less expensive) Waterloo vs David (David is 42% less expensive) Waterloo vs La Chorrera (La Chorrera is 34% less expensive) Waterloo vs Balboa (Balboa is 14% less expensive) Waterloo vs Pacora (Pacora is 14% less expensive) Waterloo vs Chitre (Chitre is 25% less expensive) Waterloo vs Penonome (Penonome is 24% less expensive)
Saint Kitts And Nevis
Waterloo vs Basseterre (Basseterre is 14% less expensive) Waterloo vs Cayon (Cayon is 14% less expensive)
Cuba
Waterloo vs Havana (Havana is 29% less expensive) Waterloo vs Santiago de Cuba (Santiago de Cuba is 2% less expensive) Waterloo vs Holguin (Holguin is 12% less expensive) Waterloo vs Camaguey (Camaguey is 5% more expensive) Waterloo vs Santa Clara (Santa Clara is 27% less expensive) Waterloo vs Bayamo (Bayamo is 19% less expensive) Waterloo vs Guantanamo (Guantanamo is 8% more expensive) Waterloo vs Las Tunas (Las Tunas is 7% more expensive) Waterloo vs Pinar del Rio (Pinar del Rio is 24% less expensive) Waterloo vs Cienfuegos (Cienfuegos is 39% less expensive)
Costa Rica
Waterloo vs San Jose (San Jose is 14% less expensive) Waterloo vs Limon (Limon is 17% less expensive) Waterloo vs Liberia (Liberia is 38% less expensive) Waterloo vs Alajuela (Alajuela is 15% less expensive) Waterloo vs Puntarenas (Puntarenas is 12% less expensive) Waterloo vs Cartago (Cartago is 34% less expensive) Waterloo vs Heredia (Heredia is 14% less expensive) Waterloo vs Tamarindo (Tamarindo is 17% more expensive) Waterloo vs Santa Teresa (Santa Teresa is 10% less expensive)
Saint Lucia
Waterloo vs Castries (Castries is 20% less expensive) Waterloo vs Vieux Fort (Vieux Fort is 17% less expensive)
Jamaica
Waterloo vs Kingston (Kingston is 8% less expensive) Waterloo vs Spanish Town (Spanish Town is 46% less expensive) Waterloo vs Montego Bay (Montego Bay is 30% less expensive) Waterloo vs Half Way Tree (Half Way Tree is 20% less expensive) Waterloo vs May Pen (May Pen is 43% less expensive) Waterloo vs Mandeville (Mandeville is 32% less expensive) Waterloo vs Old Harbour (Old Harbour is 41% less expensive) Waterloo vs Linstead (Linstead is 28% less expensive) Waterloo vs Savanna-la-Mar (Savanna-la-Mar is 22% less expensive) Waterloo vs Port Antonio (Port Antonio is 21% less expensive)
El Salvador
Waterloo vs San Salvador (San Salvador is 18% less expensive) Waterloo vs Santa Ana (Santa Ana is 51% less expensive) Waterloo vs Soyapango (Soyapango is 19% less expensive) Waterloo vs San Miguel (San Miguel is 25% less expensive) Waterloo vs Mejicanos (Mejicanos is 20% less expensive) Waterloo vs Apopa (Apopa is 21% less expensive) Waterloo vs Santa Tecla (Santa Tecla is 17% less expensive) Waterloo vs Ahuachapan (Ahuachapan is 0% more expensive) Waterloo vs Usulutan (Usulutan is 25% less expensive) Waterloo vs Sonsonate (Sonsonate is 39% less expensive)
Antigua And Barbuda
Waterloo vs St. John's (St. John's is 25% less expensive) Waterloo vs All Saints (All Saints is 25% less expensive)
Grenada
Waterloo vs St. George's (St. George's is 26% less expensive) Waterloo vs Grenville (Grenville is 27% less expensive)
Dominica
Waterloo vs Roseau (Roseau is 31% less expensive) Waterloo vs Portsmouth (Portsmouth is 21% less expensive)
Saint Vincent
Waterloo vs Kingstown (Kingstown is 32% less expensive) Waterloo vs Georgetown (Georgetown is 31% less expensive)
Belize
Waterloo vs Belize City (Belize City is 39% less expensive) Waterloo vs San Ignacio (San Ignacio is 25% less expensive) Waterloo vs Belmopan (Belmopan is 50% less expensive) Waterloo vs San Pedro Town (San Pedro Town is 8% less expensive) Waterloo vs Caye Caulker (Caye Caulker is 9% more expensive)
Guatemala
Waterloo vs Guatemala City (Guatemala City is 31% less expensive) Waterloo vs Mixco (Mixco is 56% less expensive) Waterloo vs Coban (Coban is 37% less expensive) Waterloo vs Quetzaltenango (Quetzaltenango is 46% less expensive) Waterloo vs Jalapa (Jalapa is 38% less expensive) Waterloo vs San Miguel Petapa (San Miguel Petapa is 38% less expensive) Waterloo vs Momostenango (Momostenango is 40% less expensive) Waterloo vs Mazatenango (Mazatenango is 40% less expensive) Waterloo vs Flores (Flores is 41% less expensive) Waterloo vs Panajachel (Panajachel is 45% less expensive)
Honduras
Waterloo vs Tegucigalpa (Tegucigalpa is 43% less expensive) Waterloo vs San Pedro Sula (San Pedro Sula is 28% less expensive) Waterloo vs Choloma (Choloma is 59% less expensive) Waterloo vs La Ceiba (La Ceiba is 55% less expensive) Waterloo vs El Progreso (El Progreso is 39% less expensive) Waterloo vs Villanueva (Villanueva is 40% less expensive) Waterloo vs Comayagua (Comayagua is 51% less expensive) Waterloo vs Puerto Cortes (Puerto Cortes is 50% less expensive) Waterloo vs Yoro (Yoro is 49% less expensive) Waterloo vs La Lima (La Lima is 40% less expensive)
Dominican Republic
Waterloo vs Santiago de los Caballeros (Santiago de los Caballeros is 45% less expensive) Waterloo vs Santo Domingo (Santo Domingo is 28% less expensive) Waterloo vs Puerto Plata (Puerto Plata is 47% less expensive) Waterloo vs Higuey (Higuey is 47% less expensive) Waterloo vs La Vega (La Vega is 60% less expensive) Waterloo vs San Cristobal (San Cristobal is 43% less expensive) Waterloo vs San Pedro de Macoris (San Pedro de Macoris is 50% less expensive) Waterloo vs San Francisco de Macoris (San Francisco de Macoris is 64% less expensive) Waterloo vs San Juan de la Maguana (San Juan de la Maguana is 57% less expensive) Waterloo vs Bonao (Bonao is 63% less expensive)
Nicaragua
Waterloo vs Managua (Managua is 47% less expensive) Waterloo vs Leon (Leon is 56% less expensive) Waterloo vs Masaya (Masaya is 51% less expensive) Waterloo vs Matagalpa (Matagalpa is 62% less expensive) Waterloo vs Chinandega (Chinandega is 56% less expensive) Waterloo vs Esteli (Esteli is 59% less expensive) Waterloo vs Granada (Granada is 52% less expensive) Waterloo vs Jinotega (Jinotega is 68% less expensive) Waterloo vs Juigalpa (Juigalpa is 54% less expensive) Waterloo vs San Juan del Sur (San Juan del Sur is 39% less expensive)